Terms of Use

These Terms of Use govern your access to and use of the website located at parowin.com, which is operated by Parowin Inc. By accessing or using this website, you agree to these Terms of Use. If you do not agree, do not use the website.

These Terms of Use apply only to the website and its public pages, content, and contact or interest forms. They do not govern any software platform, financial product, card program, or service that may be launched in the future. Any future product or service may be subject to separate terms, disclosures, and agreements.

About the Website

The website is provided for general informational purposes. It is intended to help visitors learn about Parowin Inc, its team, its ideas, and its upcoming offerings, and to allow interested visitors to contact us or join a waitlist or request updates.

No Offer or Financial Service

Nothing on this website constitutes a legal offer, solicitation, financial service, banking service, lending service, payment service, card issuance service, or professional advice. Website content is provided for general information only. You should not rely on the website as a substitute for legal, financial, tax, compliance, or business advice.

Eligibility

You may use this website only if you are legally permitted to do so under the laws that apply to you. By using the website, you represent that your use complies with applicable law.

Permitted Use

You may use the website only for lawful purposes and in a manner consistent with these Terms of Use. You agree not to misuse the website, interfere with its operation, attempt unauthorized access to any part of the website or its systems, copy or use website content except as allowed by law or with our written permission, submit false, misleading, or harmful information through the website, introduce malware, malicious code, or other harmful material, or use the website in a way that could damage Parowin Inc, the website, or other users.

Form Submissions

If you submit your name, company name, email address, or any message through the website, you agree to provide accurate and truthful information. You are responsible for the content you submit. By submitting information, you confirm that you have the right to provide it and that it does not violate any law or third party rights.

Submitting a form through the website does not create any partnership, client relationship, advisory relationship, employment relationship, or contractual commitment between you and Parowin Inc.

Intellectual Property

The website and its content, including its text, design, graphics, branding, logos, layout, visual elements, and other materials, are owned by or licensed to Parowin Inc and are protected by applicable intellectual property laws.

You may view the website for personal or internal business reference. You may not reproduce, distribute, modify, publish, create derivative works from, publicly display, or commercially exploit any part of the website without prior written permission from Parowin Inc, except as permitted by law.

Feedback

If you send us ideas, suggestions, comments, or feedback about the website or any future product, you agree that we may use that feedback without restriction or compensation to you, unless otherwise agreed in writing.

Third Party Links

The website may contain links to third party websites or services for convenience or reference. We do not control and are not responsible for the content, availability, security, or practices of those third parties. Accessing third party websites is at your own risk.

Website Availability

We may update, change, suspend, restrict, or remove any part of the website at any time and without notice. We do not guarantee that the website will always be available, uninterrupted, secure, or error free, or that any content will always be current, complete, or accurate.

No Warranty

The website is provided on an as is and as available basis. To the fullest extent permitted by law, Parowin Inc disclaims all warranties, whether express, implied, or statutory, including warranties of merchantability, fitness for a particular purpose, title, non infringement, availability, accuracy, and freedom from harmful code.

We do not warrant that the website will meet your requirements, that it will operate without interruption or error, or that defects will be corrected.

Limitation of Liability

To the fullest extent permitted by law, Parowin Inc and its directors, officers, employees, contractors, affiliates, and representatives will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, business opportunity, or business interruption, arising out of or related to your use of or inability to use the website.

To the fullest extent permitted by law, the total liability of Parowin Inc for any claim arising out of or relating to the website or these Terms of Use will not exceed one hundred Canadian dollars or the amount you paid to use the website, whichever is greater. In most cases, you will have paid nothing to use the website.

Indemnity

You agree to defend, indemnify, and hold harmless Parowin Inc and its directors, officers, employees, contractors, affiliates, and representatives from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or related to your use of the website, your breach of these Terms of Use, or your violation of any law or third party rights.

Privacy

Your use of the website is also subject to our Privacy Policy, which explains how we collect, use, and handle personal information submitted through the website.

Future Services

Any reference on the website to future products, features, capabilities, integrations, timelines, or availability is for general information only. Such references do not create a binding commitment to deliver any specific feature, functionality, or service.

Termination

We may suspend or terminate your access to the website at any time, with or without notice, if we believe you have violated these Terms of Use, used the website unlawfully, or created risk for us or others.

Governing Law

These Terms of Use are governed by the laws of the Province of British Columbia and the laws of Canada applicable in British Columbia, without regard to conflict of law principles. Any dispute arising out of or relating to these Terms of Use or the website will be brought exclusively in the courts located in British Columbia, Canada, and you agree to the jurisdiction of those courts.

Changes to These Terms

We may update these Terms of Use from time to time. When we do, we will post the updated version on this page and revise the posted effective date. By continuing to use the website after updated Terms of Use are posted, you agree to the revised terms.

Contact

If you have questions about these Terms of Use, contact us at:

Parowin Incinfo@parowin.com